Citi AA Credit Card: A Comprehensive Guide
The Citi AA credit card is a popular choice for travelers who are looking for a card that offers generous rewards and travel benefits. In this comprehensive guide, we will delve into the features, benefits, and drawbacks of the Citi AA credit card, providing you with all the information you need to make an informed decision.
Citi AA Credit Card Overview
- Issuer: Citibank
- Type: Travel rewards credit card
- Annual Fee: $95
- Sign-Up Bonus: 50,000 bonus ThankYou points after spending $2,500 in the first 3 months
- Rewards Program: Citi ThankYou Rewards
- Points Redemption: Transfer to airline partners, redeem for travel, merchandise, gift cards, and more
Key Features and Benefits
Generous Rewards
- Earn 2x ThankYou points: On all eligible purchases made at restaurants and on airfare and hotels booked through Citi Travel
- Earn 1x ThankYou point: On all other eligible purchases
- No foreign transaction fees: Enjoy seamless travel without worrying about extra charges
Travel Benefits
- Priority Pass membership: Enjoy access to over 1,300 airport lounges worldwide
- Travel accident insurance: Provides coverage for accidents while traveling
- Baggage delay insurance: Offers reimbursement for delayed baggage
- Global Entry/TSA PreCheck credit: $100 credit towards the application fee for these expedited security programs
Other Benefits
- 0% intro APR: On purchases for 15 months
- Citi Concierge: Access to personalized assistance for travel, dining, and more
- MasterCard World Elite benefits: Enjoy exclusive perks and services like travel insurance, purchase protection, and extended warranty
Drawbacks
- High annual fee: $95
- Limited bonus category: 2x points only on restaurants, airfare, and hotels booked through Citi Travel
- Points redemption restrictions: Points can only be redeemed for travel through Citi Travel for certain redemption values
Eligibility and Application
To be eligible for the Citi AA credit card, you must have good credit history. The application process is simple and can be completed online. You will need to provide basic personal and financial information, including your Social Security number.
Conclusion
The Citi AA credit card is a valuable option for frequent travelers who are looking for a card with generous rewards and travel benefits. Its high annual fee may be a deterrent for some, but its earning potential and perks make it a worthwhile investment for those who travel often.
Frequently Asked Questions
What is the annual fee for the Citi AA credit card?
The annual fee for the Citi AA credit card is $95.
What is the sign-up bonus for the Citi AA credit card?
The Citi AA credit card offers a sign-up bonus of 50,000 bonus ThankYou points after spending $2,500 in the first 3 months.
How can I redeem my ThankYou points?
You can redeem your ThankYou points for travel, merchandise, gift cards, and more. Points can be transferred to airline partners for even more redemption options.
Does the Citi AA credit card have any foreign transaction fees?
No, the Citi AA credit card does not have any foreign transaction fees.
What are the benefits of the Priority Pass membership?
The Priority Pass membership provides you with access to over 1,300 airport lounges worldwide. You can enjoy complimentary food, beverages, Wi-Fi, and more.
